Money, Currency & Costs

The Currency Situation

Afghanistan's economy operates primarily in cash. The official currency is the Afghan Afghani (AFN), but US Dollars (USD) are widely accepted and often preferred, especially for larger transactions.

What to Bring

• US Dollars in cash — this is your lifeline. Bring crisp, clean bills issued after 2009.
• Small denominations ($1, $5, $10, $20) are most useful.
• Avoid $100 bills — harder to change and more scrutiny.
• No torn, marked, or old bills — money changers will reject them.

Exchanging Money

• Sarai Shahzada in Kabul is Afghanistan's largest currency market — an experience in itself.
• Money changers exist in every major town.
• Rates are generally fair, but count your money carefully.
• Exchange only what you need — re-exchanging Afghanis back to dollars is harder.

ATMs & Cards

Credit and debit cards are essentially useless outside a handful of high-end hotels in Kabul. Do not rely on them. ATMs are rare and often unreliable. Cash is king.

Daily Budget Estimates

Budget Traveler

• Local guesthouse: $15–30/night
• Local meals: $3–8/day
• Shared transport: $10–30/day
• Total: ~$40–70/day

Mid-Range (Kantiva Standard)

• Quality guesthouse/hotel: $50–100/night
• Restaurant meals: $15–30/day
• Private 4x4 with driver: $80–150/day
• Guide services: $50–100/day
• Total: ~$200–380/day

Luxury

• Premium accommodation: $150–300/night
• Fine dining and private meals: $50–100/day
• Dedicated vehicle and team: $200–400/day
• Total: ~$400–800/day

Bargaining

Bargaining is expected in bazaars and with independent vendors, but not in restaurants, hotels, or with established service providers like Kantiva.

• Start at 50–60% of the asking price
• Be friendly and respectful — bargaining is social, not aggressive
• Be prepared to walk away
• If a price feels fair, pay it — don't squeeze every last dollar

Tipping

• Tipping is appreciated but not mandatory
• Restaurant staff: 5–10%
• Guides: $10–20/day depending on service
• Drivers: $5–10/day
• Porters: $2–5 per bag